Questions, answered honestly.

Real answers to the questions we hear most. If something isn't covered here, just ask us directly."

  • Blue Harbor serves the greater Minneapolis–St. Paul metro area, including Minneapolis, St. Paul, Edina, Richfield, Linden Hills, Plymouth, Bloomington, Wayzata, Maple Grove, and surrounding Twin Cities communities. Commercial real estate services are planned for launch in 2027.

  • Blue Harbor currently has two agents. Kelly O'Neil is the founder and lead agent, with more than twenty years of experience guiding buyers and sellers across the Twin Cities. Meaghan Nelson brings two decades of federal contract negotiation expertise and her own background as a real estate investor to every client she serves.

  • Blue Harbor is a boutique brokerage, which means clients work directly with experienced agents rather than being handed off to assistants or junior team members. The approach is low-pressure and relationship-driven.

    Kelly O'Neil and Meaghan Nelson are known for calm negotiation, pricing precision, and genuine care for the people they work with. Blue Harbor also operates the Blue Hat Society, a curated directory of women and queer-owned businesses in the Twin Cities.

  • Yes. Blue Harbor works with financially stable first-time homebuyers and is experienced with down payment assistance programs. The team's no-pressure approach is particularly well suited to buyers who want honest guidance and space to make confident decisions without feeling rushed.